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      Charleston group helps families facing foreclosure

      By: Amy Kehmakehm@abcnews4.com

      CHARLESTON, S.C. (WCIV) - Home foreclosures are on the rise. According to "RealtyTrac," more than one-million homes had foreclosure filings in the first half of 2012. In six states, including South Carolina, foreclosures rose 20 percent.What many do not realize is that South Carolina has hundreds of millions of dollars in mortgage relief funds available to help homeowners facing foreclosure. The Homeownership Resource Center, a division of the Charleston-based nonprofit Family Service, Inc., said the money is going unused.

      "Nearly 400 million dollars in the state to help homeowners stay in their home," said Director Debbie Kidd.

      Since 2003, The Homeownership Resource Center has helped thousands of South Carolina homeowners. Speaking on Lowcountry Live, Kidd explained that free, financial support may be available for homeowners who are unemployed, underemployed or falling behind on their mortgage payments. This could also include those who have already missed payments or are already in the foreclosure process. In many cases homeowners can have their mortgage paid for up to 24 months.

      You can learn more at www.ForeclosureHelpForSC.org{}or you may call{}The Homeownership Resource Center at 888-320-0350.

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