To protect against ID theft: deter, detect, defend

By The Associated Press

WICHITA, Kan. (AP) - To protect against identity theft, the Federal Trade Commission urges Americans to follow the "three D's" - deter, detect and defend.


DETER identity thieves by safeguarding your information:

- Shred financial documents.

- Be careful with your Social Security number.

- Don't share personal data over the phone or the Internet unless you know who you are dealing with.

- Never click on links sent in unsolicited emails.

- Don't use an obvious password to important websites.


DETECT suspicious activity by routinely monitoring accounts and billing statements:

- Be alert for mail that does not arrive as expected, calls about purchases you did not make or denials of credit for no apparent reason.

- Inspect your credit report regularly. To get a free copy of your credit report from the major credit reporting companies visit or call 1-877-322-8228.


DEFEND against identity theft as soon as you suspect a problem:

- Place a fraud alert on your credit reports.

- Close accounts that may have been compromised.

- File a police report and report your complaint to the Federal Trade Commission at or by phone at 1-877-ID-THEFT (438-4338).


Source: Federal Trade Commission at