Transunion: Americans carrying more credit card debt

LOS ANGELES (AP) -- An analysis of consumer-credit data shows that Americans are carrying more credit card debt than a year ago, yet the late-payment rate for card holders remains near an 18-year low.

Credit reporting agency TransUnion says the average credit card debt per borrower in the U.S. in the second quarter was $4,971. That's about 6 percent more than a year earlier.

The rise in card balances coincides with a 4 percent increase in the number of new cards issued to consumers in the second quarter.

Meanwhile, the rate of payments at least 90 days overdue inched higher to 0.63 percent from 0.60 percent in the same period last year, when the rate hit the lowest level in 18 years.